AN EMPIRICAL STUDY ON FACTORS INFLUENCING FINANCIAL INNOVATION IN MICROFINANCE INSTITUTIONS IN KERALA

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Title:	AN EMPIRICAL STUDY ON FACTORS INFLUENCING FINANCIAL INNOVATION IN MICROFINANCE INSTITUTIONS IN KERALA
Authors:	Vidyakala K Reba Xavier
Keywords:	Financial innovations Micro Finance Institutions
Issue Date:	Dec-2017
Publisher:	International Journal of Basic and Applied Research
Abstract:	Financial innovation has a great impact on Micro Finance Industry. The objective ofthe present study is to examine the factors influencing financial innovation in Micro Finance Institutions in Kerala focusing on the factors such as high profit, increased return on assets, cumulative loans, decrease in nonperforming loans, return on investment and equity.The data for the study was collected from 110 Microfinance Institutions using stratified sampling through structured questionnaire. Anova and Regression tools were used in the study for the analysis of data.The results of the regression indicated that profit and decrease in non-performing loans have a significant and positive impact on factors influencing financial innovation.
URI:	www.pragatipublication.com/assets/uploads/doc/73bb0-27-34.pdf http://localhost:8080/xmlui/handle/123456789/2521
ISSN:	2249-3352
Appears in Collections:	International Journals

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